Buying Ripple (XRP)
How to buy Ripple safely as a beginner:
- The current XRP price is €0.9941 Over the last 24 hours, it has changed by
-4.06% and is currently -69.74 % away from its all-time high of € 3.28. The current market capitalization is € 63.10 Billion 09.11.2026 15:55:58 - With BISON, you can buy and store Pepe in Germany simply and securely—in the app or directly in your browser, starting from as low as €10. In just 5 steps, you’ll have full access to features such as savings plans, limit and stop orders, price alerts, and much more.
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What You Need to Know About Buying XRP (Ripple) at a Glance
- XRP (Ripple) is one of the world's largest and most established cryptocurrencies, having consistently ranked among the top 10 by market capitalization since 2014. It is the native coin of the XRP Ledger.
- You can buy XRP through crypto apps and brokers such as BISON, international crypto exchanges, neobrokers, or personal wallets.
- Buying XRP through a crypto platform usually requires you to register, verify your identity, deposit funds, and place a buy order.
- The cost of buying XRP depends on the provider and the payment method. As a general guideline, you can expect fees of around 0.5% to 5% of your investment amount.
- When you buy XRP through BISON, you can trade real XRP coins without trading fees, benefit from integrated custody, and invest automatically through savings plans starting at just €0.01.
Buying Ripple (XRP) on BISON in 5 steps
- Register for free with your email address in just a few minutes.
- Verify your identity conveniently via the video identification process. You only need a valid ID document and a mobile device.
- Deposit euros via SEPA transfer free of charge, starting from €10. After your first transaction, additional deposit options such as Google Pay, Apple Pay, Visa, or Mastercard are available.
- To buy Ripple, select Ripple under "Market" in the BISON app and enter the desired amount. The displayed amount shows the current Ripple price including the proportional spread. Then confirm the amount by clicking the "Ok, confirm" button.
- The purchased Ripple will be securely held in your account free of charge. You have 24/7 access to your account and can buy more, sell, or withdraw Dogecoin at any time.
Order Types
for the Purchase of Ripple
Market Order
Execution at current price
Savings Plan
Regular investment of a fixed amount
Stop Order
Execution when stop price is reached
Limit Order
Execution when limit price is reached
Price data for Ripple purchase
Current xrp Market Data
- Market Cap
- 63,099,001,952.00 €
- Trading Volume
- 2,412,168,185.00 €
- All Time High
- 3.28 €
- Days since All Time High
- 1.04 €
- Current price
- 0.99 €
Zuletzt aktualisiert: 09.11.2026 15:55
Key facts about buying Ripple at a glance
Table of contents
What Is the XRP Cryptocurrency?
XRP is one of the world’s best-known cryptocurrencies and the native coin of the XRP Ledger (XRPL), a decentralized blockchain designed for fast and inexpensive transactions. Unlike Bitcoin, XRP does not rely on energy-intensive mining. Instead, the network uses its own consensus mechanism to validate transactions, which typically settle within a few seconds.
An Overview of XRP’s Key Features and Characteristics
• Fast transactions: The XRP Ledger typically confirms transactions within 3 to 5 seconds, making XRP suitable for transferring value quickly. This is significantly faster than typical confirmation times for Bitcoin transactions.
• Low transaction costs: A standard transaction on the XRP Ledger currently requires a minimum network fee of just 0.00001 XRP. The fee can increase when network activity is unusually high.
• No mining required: Unlike Bitcoin, XRP does not use Proof of Work. Instead, independent validators participate in a consensus process to confirm transactions without energy-intensive mining.
• Limited supply: XRP was created with an initial supply of 100 billion coins. No additional XRP can be mined, and small amounts are permanently destroyed through transaction fees.
• Focus on financial applications: The XRP Ledger supports cross-border payments, asset tokenization, and other financial applications. In July 2026, Ripple also received authorization under the EU’s MiCA regulation to provide regulated crypto asset services across the European Economic Area. This authorization applies to Ripple’s services, not to XRP as an investment.
Where Can You Buy XRP (Ripple)?
You can buy XRP (Ripple) in Germany on most major cryptocurrency trading platforms, whether they are internationals or “made in Germany”, like BISON. One of the easiest ways to buy XRP is through a crypto app or broker, which allows you to buy, sell, and securely store your coins. Alternatively, you can trade XRP on international crypto exchanges or buy it through a personal wallet using a third-party payment provider. Some neobrokers also offer XRP trading.
| How to buy XRP | Who is it suitable for? | Key advantages |
|---|---|---|
| Crypto app / crypto broker (e.g. BISON) | Beginners and long-term investors looking for a straightforward way to buy XRP | User-friendly platforms, easy to use, usually with integrated custody, simple buying process, cost-effective |
| International crypto exchange | Experienced investors looking for greater trading flexibility | Wide range of coins besides XRP, advanced order types, generally lower trading fees |
| Neobroker | Investors looking to add XRP to their existing stock and ETF portfolio | Buy XRP alongside stocks and ETFs (disadvantage: transfers to external wallets may be restricted) |
| Personal wallet (e.g. Xaman, Trust Wallet, Ledger) | Experienced crypto users who prefer to manage their coins | Full control over private keys, but greater responsibility for security; purchases may involve third-party providers |
Can You Buy a Ripple ETF?
Yes, there are investment products that allow you to invest in XRP without buying and storing the cryptocurrency yourself. In Germany and other European countries, these are primarily exchange-traded products (ETPs) rather than traditional ETFs.
One example is the 21shares XRP ETP (ISIN CH0454664043), which is physically backed by XRP. Investors can buy and sell shares of the ETP through participating stock exchanges and brokers.
This is an alert message.However, buying an XRP ETP is different from buying actual XRP coins. With an ETP, you invest in a security that tracks the cryptocurrency's performance, rather than holding the coins yourself. If you buy XRP directly through a crypto app such as BISON, you purchase real XRP coins instead of an exchange-traded security.
Can You Buy Ripple Stock?
No. Ripple is a privately held company, meaning its shares are not publicly traded on a stock exchange. However, you can buy XRP, the cryptocurrency associated with Ripple, through crypto apps such as BISON. Keep in mind that buying XRP does not give you ownership of Ripple shares.
How Can I Buy XRP?
To buy XRP through a crypto app or exchange, you first need to register with the platform. With BISON, for example, you deposit funds directly into your account after completing the verification process and then use your balance to buy XRP. Alternatively, you can purchase XRP through your own wallet, although this option is generally more complicated.
Buying Ripple (XRP) with BISON
You can easily buy XRP (Ripple) through BISON in four steps:
1. Download the app and register: Download the BISON app for free from the Google Play Store (Android) or App Store (iOS). Alternatively, you can use the web version. Opening an account takes just a few minutes.
2. Verify your identity: Before buying XRP (Ripple), you need to verify your identity online through a video identification process. All you need is your ID card or passport and a device with a camera. Your account is usually activated within 24 hours.
3. Deposit euros: Next, transfer money to your BISON account. Thanks to BISON’s partnerships with Solaris SE and Deutsche Bank, your euro balance is covered by statutory deposit protection of up to €100,000.
4. Buy XRP: Once your deposit has been credited, select XRP (Ripple) in the app or web version and enter the amount you want to invest. Finally, choose your order type and place your order.
How Much Does It Cost to Buy XRP?
The cost of buying XRP (Ripple) depends on where and how you purchase your coins. As a general guideline, you can expect to pay around 0.5% to 5% of your investment amount.*
Depending on the platform and payment method, costs may include spreads, trading fees, deposit and withdrawal fees, network fees, or additional service charges when buying XRP through a wallet provider, as shown in the graphic below:
This is an alert message.When buying XRP through BISON, you pay no trading fees, network fees, or service fees. Deposits and withdrawals are also free of charge. The only cost is the standard market spread.
* The costs and fees mentioned here vary depending on the provider and the purchase method. They are intended as a general, non-binding guideline only.
Can I Buy XRP (Ripple) Through a Savings Plan?
Yes, many crypto apps and platforms offer savings plans for XRP (Ripple). With BISON, for example, you can set up recurring investments in any available cryptocurrency. This allows you to invest in XRP easily, flexibly, and automatically, starting from as little as €0.01 per week.
Should I Buy XRP Now?
Whether now is a good time to buy XRP depends on your investment strategy, risk tolerance, and expectations for the cryptocurrency market. One important milestone regarding XRP’s future was the conclusion of Ripple’s legal dispute with the US Securities and Exchange Commission (SEC). In August 2025, both parties dismissed their appeals, ending the civil enforcement action while leaving the court’s final judgment in effect. This resolved a major source of legal uncertainty surrounding Ripple and the XRP coin.
Frequently Asked Questions About Buying XRP
What Is the Difference Between XRP and Ripple?
XRP is the native cryptocurrency of the XRP Ledger, while Ripple is a technology company that develops blockchain-based payment and financial solutions for institutions. Although Ripple was involved in developing the XRP Ledger and remains closely associated with XRP coin, the blockchain operates independently of the company.
How Can I Sell XRP?
How you sell your XRP depends on where you bought it. With crypto apps such as BISON, you can sell XRP in just a few clicks. Simply select the amount of XRP you want to sell, either in coins or euros, and confirm your sell order.
Can I Buy XRP with PayPal?
Yes, some cryptocurrency platforms allow you to buy XRP using PayPal. However, BISON currently does not support PayPal deposits, meaning you cannot use PayPal to fund your XRP purchases.
Can I Buy XRP with a Credit Card?
Yes, many crypto platforms and apps allow you to buy XRP with a credit card. With BISON, for example, you can deposit funds using Apple Pay, Google Pay, Visa, or Mastercard and then use your balance to buy XRP.
Are There Any Recommendations on Whether to Buy XRP?
Whether and when to buy XRP is ultimately up to you. According to a study published in 2026, XRP has consistently ranked among the ten largest cryptocurrencies by market capitalization since 2014. This makes it more established than many other altcoins and memecoins.
Sources
XRP Ledger. “Transaction Cost.” Available online at: https://xrpl.org/docs/concepts/transactions/transaction-cost, last accessed on October 13, 2026.
U.S. Securities and Exchange Commission. “Ripple Labs, Inc., Bradley Garlinghouse, and Christian A. Larsen.” Available online at: https://www.sec.gov/enforcement-litigation/litigation-releases/lr-26369, last accessed on October 13, 2026.
Ripple. “Ripple Receives Full MiCA CASP Authorisation in Europe.” Available online at: https://ripple.com/ripple-press/ripple-receives-full-eu-mica-casp-license/, last accessed on October 13, 2026.
Loke Choon Khei. “Top 10 Cryptos 2014 to 2026: HYPE Is the 2nd DeFi Coin to Ever Enter the Top 10.” CoinGecko. Available online at: https://www.coingecko.com/research/publications/top-10-cryptos-2014-to-2026, last accessed on October 13, 2026.
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